Company
About YourCardSentry
YourCardSentry is a spending-control app. You connect the bank accounts and credit cards you want to watch, set one spending limit for a period that matches your paycheck, and we tell you how much of it is left — and warn you before you run out.
Prevention, not reporting
Plenty of tools will tell you where your money went once the statement arrives. YourCardSentry is built to warn you before you overspend, while there is still time to do something about it. The whole product comes down to one line:
Know how much you can spend, get warned before you overspend, and stay within your limit until the next budget period.
Who it is for
- People with more than one card. Pick any number of accounts, and spending across all of them counts toward one limit — one number instead of three statements to reconcile in your head.
- People budgeting paycheck to paycheck. Budget weekly, biweekly, twice monthly, monthly or over a custom length. Biweekly is the common choice, because it lines up with a paycheck, and each period resets on its own.
- Households sharing one budget. Whoever signs up can invite the rest of the family to join the same account and the same limit.
How it works, and what it will not do
Read-only, so it cannot move your money
We connect to your bank through Plaid and ask only for account details and transaction history. There is no path through the product that can move, send or spend your money.
Your bank password never reaches us
You sign in on your own bank’s page, inside Plaid. We never see, transmit or store your banking credentials.
Paying off a card never resets your spending
Spend $900 of a $1,000 budget, pay the card off, and you have still spent $900 this period. Card payments, transfers between your own accounts and incoming pay never reduce what you have spent. Refunds do.
One household, one budget
Everyone on an account shares one limit, so everyone’s spending counts toward the same number. Seeing who spent what is a breakdown of that number, not a separate allowance.
Warned while there is still room
Alerts come at 80%, 90% and 100% of your limit by default, and each fires once per period — so you are warned while there is still room to change course, rather than nagged about the same number.
Your data is not the product
We do not sell your data or share it for advertising, and this website runs no analytics, tracking pixels or advertising cookies.
Who runs it
YourCardSentry is operated by F&E PROPERTY LLC.
We are not a bank, a lender or a financial adviser. We do not hold, move or spend money, and nothing we show you is financial advice. Account data is provided by Plaid.
The details are in our Terms of Service and Privacy Policy, and every way to reach us is on the contact page.